
Home Loans That Click for Agents & Their Clients
Partner with Newark’s trusted mortgage team to close deals faster and keep clients smiling.
Whether you’re an agent racing deadlines or a homeowner hunting your dream, Integrity First Mortgage cuts through the clutter—no hidden fees, no fine print, just clear, fast closings.
Our Service
How We Help
Agents & Homeowners
We deliver seamless mortgage solutions, speedy pre‑approvals, transparent status updates, and tailored loan options, to keep your pipeline moving and your clients happy.
Easy and Safe
All‑digital docs, secure e‑signatures, and real‑time status updates—keep your deals moving without lost paperwork or last‑minute surprises.
Better Price
We shop multiple lenders to lock in the lowest rates and fees, boost your clients’ buying power, and your bottom line.
Equity Accelerator
Mortgage options built for faster equity growth help clients build lasting wealth (and earn you more referrals).
Always Ready
Our team delivers on‑demand answers and updates to keep your closings on schedule.
About Us
Integrity First
from Day One
In 2019, Andrei Cojan and his dedicated team left the big banks behind to build a lender centered on transparency, integrity, and local expertise. With 20+ years in the industry, we partner with agents and homeowners to navigate the path to homeownership with confidence.

Your Success
Is Our Success
Top agents trust us for clear communication, competitive rates, and rapid turnarounds—so you can focus on closing deals, not chasing paperwork.