Home Loans That Click for Agents & Their Clients

Partner with Newark’s trusted mortgage team to close deals faster and keep clients smiling.
Whether you’re an agent racing deadlines or a homeowner hunting your dream, Integrity First Mortgage cuts through the clutter—no hidden fees, no fine print, just clear, fast closings.

Our Service

How We Help
Agents & Homeowners

We deliver seamless mortgage solutions, speedy pre‑approvals, transparent status updates, and tailored loan options, to keep your pipeline moving and your clients happy.

Easy and Safe

All‑digital docs, secure e‑signatures, and real‑time status updates—keep your deals moving without lost paperwork or last‑minute surprises.

Better Price

We shop multiple lenders to lock in the lowest rates and fees, boost your clients’ buying power, and your bottom line.

Equity Accelerator

Mortgage options built for faster equity growth help clients build lasting wealth (and earn you more referrals).

Always Ready

Our team delivers on‑demand answers and updates to keep your closings on schedule.

About Us

Integrity First
from Day One

In 2019, Andrei Cojan and his dedicated team left the big banks behind to build a lender centered on transparency, integrity, and local expertise. With 20+ years in the industry, we partner with agents and homeowners to navigate the path to homeownership with confidence.

Interior Of Busy Family Home With Blurred Figures

Your Success
Is Our Success

Top agents trust us for clear communication, competitive rates, and rapid turnarounds—so you can focus on closing deals, not chasing paperwork.

Experience has its rewards.

20+

Years of Experience

2000+

Loan Closed

100+

Agent Partnerships

50+

Escrow Service